We have been in the accounts receivable factoring business since 1979, are independently owned, and have a formidable track record of being FINANCIALLY SOLID AS A ROCK. We have survived many of the economy's roller coaster rides and in doing so, can lend a helping hand to get you through any hard circumstances you might go through. We won't fold up shop when the times get hard, like a few accounts receivable factoring companies regretfully have before.

All factoring companies have criteria for size, industry, and risk. It's just about impossible for you to determine which accounts receivable factoring company is the ideal fit for you. By reaching out to us, we can save you a tremendous amount of time by helping you locate the ideal match for your business - it could be us or another accounts receivable factoring company.

We have a huge A-List of accounts receivable factoring industry counterparts, these mutual relationships were built over 20+ years in the business. So, after you take the time to lay out your needs to us, you'll quickly learn that we can help you find precisely what you need.

Many accounts receivable factoring firms let you select and choose your customers that you would like to factor. Although a handful of them normally have a minimum dollar amount in order to work with you. We let you select and choose which customers you want to factor on an invoice by invoice basis with no minimum.

Our accounts receivable factoring agreement is sort of like carrying a credit card in your pocket. You have it to use when you require it but don’t sign an agreement which will make you use accounts receivable factoring when you don't require it.

Many accounts receivable factoring firms will not be upfront about their fees. It is beyond us why they do this. We will not treat you this way.  We are absolutely transparent about our fees. When you apply, you are presented with an easy to understand, no obligation rate bid with the fee for your company. See which other factoring company, If any, will be that will be absolutely transparent with their fees before they try and get your business.

An "advance" rate is the percent of the invoice face value that you’ll get upfront. Factoring industry averages for advance rates range from 70-90% of the face value of the invoice. For instance, if your customer owes you $1,000, you will receive an advance payment of $700 to $900 to your account. Our normal advance rates are higher than average - at 85-97% depending on industry and your customer payment track record.

Some accounts receivable factoring businesses are financed by Wall Sreet bankers. We are an independently owned company and don't take marching orders from investors and boards. Much like you, we are like-minded business people who know what it takes to run a business. We take the time to hear your story, understand your struggles. Based on that information we will put together a tailor-made solution for you. Many accounts receivable factoring businesses particularly the Silicon Valley ones mostly lay their money on an algorithm to establish your company's funding program. Do you want to rely on an algorithm as a cash flow partner to fund your business?

Many accounts receivable factoring firms have either a lot of employee turnover, a complex voice mail system that you get lost in or operate call centers where you talk with a new representative every time you call in. With us, you are set up with a dedicated account administrator to be your point of contact – who understands your business inside out, and can help you in ways the others just can't or simply won't.

Don't dismiss the fact that the accounts receivable factoring company will be communicating with your customers on your behalf. Our level of service, stability and longevity, and the caliber of our employees is second to none. We have been in business since 1979 and have veteran staff who who have experienced it all. Choose us not only for your sake but for the sake of your relationship with your customer too. Not only will you benefit from our extraordinary service and real-world know-how, but so will your customers.

Together, we create a credit risk tolerance guideline to limit your customer write-offs. In addition, we keep an eye on each invoice and follow them the same as your own credit and collections department would. Once they hit the payment date we place friendly reminder calls and/or emails on your behalf and keep notes as to when it is scheduled to be paid, and send copies if required until payment is made.

Our business credit monitoring systems allow us to jump on developing negative trends so that we can protect you from iffy transactions. You have 24/7 access to online aging reports and your dedicated account administrator is always in the loop and given advance notice of any collection problems in order to work on them right away.

You get 24/7 direct online access to your customer’s business credit reports, or you can call and speak with your account administrator – you choose. Stay ahead of negative payment trends. This is crucial to avoid unnecessary write-offs.

Our company incorporates state-of-the-art technology to smoothly run the funding process, such as electronic submission of invoices, online reports, online credit checking and other emerging methods to streamline the process and reduce overhead, which leads to much lower rates for you. Many other companies are not even in the ballpark.